Is Geico really cheaper insurance than other insurance providers?
If that were really true, everyone would be insured with Geico and no other company would exist. But since that isn’t true, you will have to shop around to find out who is REALLY cheapest for you specifically.
Rates for all companies vary by Zip Code, and some Zip Codes are divided into 2 rating areas. Then each person is rates by the Age, Sex, Marital Status, Years Driving, & Driving Record of each driver on the policy.
Further, the rates are modified by the cars insured on the policy by their Year, Make, Model & Sub Model.
Even the coverages, limits and deductibles will change the competitiveness of different companies for an otherwise identical risk.
